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Estimate the full monthly cost of a home—or see what your rent could add up to over time.
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Real conversations.
Some conventional programs allow 3% down for eligible buyers. Below 20% down, enter your lender’s PMI estimate.
Planning estimate only, not loan approval or a lender quote. Monthly insurance/guarantee fees are approximate initial amounts, not an amortized schedule. Closing costs, maintenance and utilities are excluded. Confirm rates, fees, loan limits and eligibility with your lender.
Conventional · Estimated monthly payment
$2,693Principal, interest, taxes, insurance, mortgage insurance / guarantee feePrincipal & interest$2,102
Property taxes$292
Homeowners insurance$150
PMI estimate$150
Base loan$332,500Total loan$332,500Down payment$17,500
Numbers are the starting point
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A calculator cannot see your credit profile, loan program, tax exemptions, goals, or comfort zone. That is where a real plan begins.